El crowdfunding se refiere a la inversión de un gran número de personas en una empresa. La gente puede apoyar a las empresas o realizar proyectos con sumas relativamente pequeñas.
El crowdinvesting consiste en que muchas personas inviertan pequeñas sumas en proyectos o empresas. En estos casos, la realización de los proyectos no puede ser financiada únicamente por la propia empresa. El objetivo es obtener un beneficio con el dinero invertido.
Cómo funciona el crowdinvesting
El crowdinvesting funciona de forma similar al crowdfunding a través de plataformas online. Las personas y los interesados pueden invertir una contribución mínima en los proyectos que elijan. El importe mínimo lo fija la propia empresa. Los inversores actúan por sentido económico para obtener beneficios.
Diferencia: Crowdfunding y Crowdinvesting
El crowdfunding se utiliza a menudo para apoyar y desarrollar productos o servicios. El crowdinvesting, por el contrario, es ventajoso si se quiere apoyar a una empresa. El crowdinvesting no es una donación, sino una inversión. A cambio de la inversión, los patrocinadores reciben acciones de la empresa.
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